Mortgage News May 19, 2019
Why you Should Double your Fruit & Veg Intake

Five portions of fruit and veg a day is the recommended amount in many national guidelines, with some countries increasing this amount to five veg and two fruit portions in a 24 hour period. According to a new study led by Imperial College London, however, doubling the recommended minimum to 10 portions could have a significant effect on reducing heart disease and cancer. While five-a-day helps to reduce disease risk and is a great first step, 7.8 million premature deaths could be prevented worldwide each year if we double the amount of fruit and veg in our diet.


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The Four Day Working Week

It might sound too good to be true, but there may be a way to work less and increase productivity at the same time. While most people around the world are working longer hours and getting stressed out as a result, a number of forward-thinking companies and countries have decided to go the other way. Switching to a four-day working week may provide the ultimate work life balance, with studies looking into this innovative new approach showing a more productive and happier workforce.


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Rise of the Global Middle Class

The size of the global middle class is increasing at a rapid rate, with a growing proportion of the world's population neither rich nor poor. While the rich are undoubtedly getting richer, according to some figures, over half the world's population has emerged from poverty to enter the middle of the income distribution. For the first time since agriculture-based civilization began 10,000 years ago, the global middle class has become the majority.


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Payday Loans Causing Problems

Home loans and other forms of finance seem to be getting harder to access, with lenders pointing towards a responsible lending code based on increased documentation and minimised risk. According to non-prime lenders and finance brokers who specialise in debt consolidation, loan applications are often rejected if the borrower has a history of payday loans, which are often seen as a sign of financial problems.


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Housing Market Blues

The New Zealand housing market is feeling the blues, with house sales falling and prices dropping in Auckland and other key markets. After years of unrestrained growth fuelled by demand, the number of homes being sold around the country is on a steep decline. Wider economic conditions and difficulty getting finance are both affecting the numbers, with Auckland sales down almost 20 percent over the year and national figures down by more than 10 percent.


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The Pros and Cons of Routine

Whether we like it or not, ritualised activities are an important part of our lives, from our morning cup of coffee through to our daily commute and favourite television show. Depending on who you ask, the routine activities which help to define our lives are either an important psychological safety net or an overbearing source of confinement. The truth, like most things in life, is that routine can either be healthy or unhealthy depending on frequency and context.


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Exercise Beats Diet for Weight Loss

Whether it's more access to processed food or an increasingly sedentary lifestyle, many countries around the world have seen a rise in obesity levels over the last few decades. While diet is often promoted as the best way to lose weight, a new study from the University of Colorado Anschutz Health and Wellness Center (AHWC) suggests exercise is a more critical factor for healthy weight maintenance.


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The New Midlife Crisis

Having a midlife crisis used to mean buying a red sports car or making rash and impulsive decisions. While you can still see lots of 50 year old men with dyed hair on the back of brand new Harley Davidsons, the 21st century midlife crisis is just as likely to be defined by renewed athleticism and an extreme approach to personal fitness. From the rise of Ironman events and extreme marathons through to the growth of the personal fitness industry, let's take a look at what it means to be middle aged in 2019.


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> In This Issue...
1. Why you Should Double your Fruit & Veg Intake
2. The Four Day Working Week
3. Rise of the Global Middle Class
4. Payday Loans Causing Problems
5. Housing Market Blues
6. The Pros and Cons of Routine
7. Exercise Beats Diet for Weight Loss
8. The New Midlife Crisis

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