Mortgage News December 06, 2019
New Zealand & The Green Economy

Whether you know it as sustainable finance or the green economy, ethical and environmental issues are having an important impact on the New Zealand economy. As politicians and multinationals struggle to make sense of the new world, institutional investors are rapidly moving towards a more agile and greener economy. While strong growth continues to be the main objective, clever investors are increasingly looking for long-term opportunities that align with their vision for a zero-carbon future.


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Hot Household Products This Christmas

Once again, Christmas is just around the corner and you're probably not ready. Whether you need to buy five gifts or fifty, new product releases leave us spoilt for choice as we head into the holiday period. From household tech and lifestyle products through to media subscriptions and kids' toys, let's take a close look at the best new household products for Christmas 2019.


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Fastest Rising Areas in New Zealand

New Zealand property values are on the rise, with record prices seen in some parts of the country and the national median value also in new territory. Strong demand is helping to drive up property prices, as the Auckland market lifts despite a decline in sales. While national inventory and sales volumes are both down, data points towards strong conditions and renewed optimism as we head into 2020.


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Why Do We Gain Weight As We Age

Gaining weight as we age has become completely normalised in modern society. Men and women in their late 30s and beyond are almost expected to gain weight, even though we've never understood exactly why. While various genetic and lifestyle factors influence weight gain, there are age-related considerations that can't be accounted for by eating or exercise habits alone. As it turns out, how we store and process fat changes substantially as we get older.


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Modern Work & the Adaptability Quotient

Modern workers are always looking for that little something extra to help them forge ahead in their careers. Whether you're a mechanic, a salesperson, or a surgeon, making moves in your chosen field was always thought to be a combination of smarts and hard work. As it turns out, however, additional capacity may also be needed. Along with regular and emotional intelligence, the adaptability quotient (AQ) has recently been recognised as a key driver of success. 


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Prices Expected to Rise in 2020

The New Zealand property market is performing strongly, with prices set to rise even further in 2020. The market has steadily picked up pace over the last few months, making it harder for many first-home buyers to save for a deposit. With property values rising and sales numbers increasing, there is increasing pressure in heated markets due to long-term lack of supply. According to Westpac's economists, we can expect 7% growth next year alone, with the market not yet hot but heating up by the minute.


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Population Growth & the Housing Shortage

The New Zealand population continues to grow, despite a sharp increase in the number of Kiwis leaving the country. While population growth is still putting pressure on the housing market, recent reports of a housing shortage seem to have been overinflated. Real population growth over the last 5 years has been significantly lower than forecast by Statistics New Zealand, with the housing gap real but much smaller than first thought. 


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Looking After Your Eyes in the Screen Age

Technology continues to have a profound effect on every aspect of our lives, with computers and other devices used for work, play, and everything in-between. Whether it's a desktop computer at work, a laptop at home, or a smartphone during your daily commute, people are spending more time staring at computer screens each and every year. Excessive screen time is known to have a negative effect, with digital eye strain increasingly recognised as a serious health issue. Whether you suffer from headaches, blurred vision, or eye twitching, there are lots of ways to look after your eyes in the screen age. 


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Getting Your Home Ready for Summer

With summer approaching fast, there's never been a better time for some creative interior design tweaks. While few people have the time or budget to completely change their home each season, a few small adjustments will keep your home looking sharp and fresh. Summer is the time of light, heat, and celebration, with relevant interior design schemes able to align your home with the best aspects of the season. Let's look at some of the best interior design trends to look out for during the summer of 2019/20.


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5G and Why Some People are Scared

The rollout of 5G connectivity is having a huge impact, with some people looking forward to lightning fast download speeds and others concerned about the health and environmental risks of this new technology. 5G is the latest and fifth generation of cellular network technology, and promises faster speeds, lower latency, and greater reliability than its predecessors. 5G is about 60 times faster than 4G, with better speeds and bandwidth achieved through the use of higher frequencies and therefore shorter wavelengths. 


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> In This Issue...
1. New Zealand & The Green Economy
2. Hot Household Products This Christmas
3. Fastest Rising Areas in New Zealand
4. Why Do We Gain Weight As We Age
5. Modern Work & the Adaptability Quotient
6. Prices Expected to Rise in 2020
7. Population Growth & the Housing Shortage
8. Looking After Your Eyes in the Screen Age
9. Getting Your Home Ready for Summer
10. 5G and Why Some People are Scared

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