Mortgage News May 28, 2018
Surviving Christmas Debt

The Christmas period is often accompanied by debt, with Kiwis set to spend a record $17 billion during the 2017 festive season. While no-one enjoys being a Scrooge at this time of year, it's important to lay down some debt defences to stop the credit card bills from piling up. From setting realistic expectations and avoiding compulsive spending patterns through to long-term debt management and consolidation - let's take a look at the best ways you can survive Christmas and stay in the black.


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Market Picks up after Election

The New Zealand property market has enjoyed its usual Spring bump, despite uncertainty surrounding the new Government and its housing policies. According to data from the Quotable Value (QV) House Price Index, residential property values increased 6.4 percent nationwide during the month of November - compared with just 3.9 percent in October. Growth was even more pronounced on a quarterly basis, with values rising by 3.6 percent to November compared with 0.9 percent to October. While values in Auckland remained flat and construction growth is still a concern, the property market continues to exceed expectations in an uncertain post-election period.


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Hot Household Products this Christmas

Christmas is just around the corner, with the holiday season always providing a fresh tide of exciting household products for families to enjoy. From innovative consumer electronics such as smart speakers and Ultra HD TVs through to trampolines and other old favourites, there are more products to choose from at Christmas than any other time of year. Let's take a look at some of the most exciting household products to hit the shelves this Christmas - so you can work out how you want to spend your hard-earned money.


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Rise of Health Tourism

From cosmetic procedures through to medical services and rehabilitation, health tourism continues to grow and evolve across the world. According to Healthy Travel Media, publisher of Patients Beyond Borders, more than 11 million people travelled to another country in 2016 to undergo medical procedures. From the beaches of Rio de Janeiro and Costa Rica through to the popular medical hubs of Malaysia and Thailand, the ongoing transformation of the global healthcare industry has opened the floodgates for healthcare tourism. 


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Genetic Fountain of Youth Discovered

The first genetic mutation that protects against aging has been found in humans, with scientists using this discovery to develop a longevity drug that attempts to protect people from aging-related diseases. While scientists have always known that certain communities live longer than others, the genetic markers for increased longevity have always been a mystery. Researchers found what they were looking for in an extended family of Old Order Amish living in the vicinity of Berne, Indiana, where people not only live longer but also have significantly less cases of diabetes and better overall health outcomes.


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> In This Issue...
1. Surviving Christmas Debt
2. Market Picks up after Election
3. Hot Household Products this Christmas
4. Rise of Health Tourism
5. Genetic Fountain of Youth Discovered

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