Mortgage News May 28, 2018
Will Government Plans Slow the Economy

The new Labour-led Government continue to make significant changes across a number of policy areas, many of which will have an uncertain impact on the New Zealand economy. While higher minimum wages and new house building programs are likely to stimulate growth over coming months, tighter immigration policy could have a negative impact on GDP and employment growth. As economists wait for more detail on key policies, the Reserve Bank's initial assessment of economic changes was more positive than many people expected.


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State of the Market

The New Zealand housing market has cooled considerably over the past year, with short-term price gains likely to remain subdued due to a confluence of political uncertainty, tighter lending restrictions, and unsustainable price levels. According to most experts, however, the current slowdown is more likely to be a temporary bump in the road than the start of a market crash. While the long-term outlook for the housing market remains uncertain, population growth and supply problems are likely to put ongoing pressure on property values for some time to come.


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Australia vs New Zealand Household Internet Speeds

A lot of things stay the same when you cross the Tasman, but when it comes to internet speeds, Australia and New Zealand couldn't be further apart. While Australian politicians play the blame game over the failures of the National Broadband Network (NBN), New Zealand continues to expand its ultra-fast fibre-based broadband service across the country. There are many reasons for the striking disparity between the two countries, including the smaller population and surface area of New Zealand and the deep structural problems of the NBN.


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Are You Drinking Enough Water?

Up to 60 percent of the human adult body is water, a highly valuable substance that is used to manufacture neurotransmitters in the brain, regulate body temperature, and deliver oxygen throughout the body among countless other jobs. Water serves a number of essential functions that are vital to the life of every cell in the human body, from the initial stages of cell production through to body regulation, protection, and waste management. Each and every day, we must consume a certain amount of water in order to survive - but just how much do we need?


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Rise of Cryptocurrencies

Bitcoin and other cryptocurrencies continue to take the world by storm, with wildly fluctuating values highlighting the advantages and risks of blockchain technology. Also known as digital or virtual currencies, cryptocurrencies have no intrinsic value and exist solely inside a computer network. With over 16 million bitcoins in circulation and growing, and alternative currencies like Ethereum and Ripple getting bigger all the time, the future of digital currency will have huge implications for the global economy and everyone invested in it.


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> In This Issue...
1. Will Government Plans Slow the Economy
2. State of the Market
3. Australia vs New Zealand Household Internet Speeds
4. Are You Drinking Enough Water?
5. Rise of Cryptocurrencies

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