Mortgage News May 28, 2018
Cash Rate Remains Stable

The New Zealand Reserve Bank has left the official cash rate unchanged at 1.75%. Despite this widely expected move, financial markets reacted strongly to the central bank's forecast and statement, both of which were less dovish than expected. While the Reserve Bank still expect to raise the benchmark OCR from 2019, many economists were expecting a more conservative timeline for rate increases, possibly starting from 2020.


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Average Property Values Flatten

Property values continue to flatten out across New Zealand, with slow conditions in Auckland spreading to other centres. According to figures from Quotable Value (QV), average dwelling prices have already dropped in Hamilton and Christchurch and are starting to falter in Wellington and Dunedin. While nationwide property values still increased slightly from June to July, conditions are changing dramatically as regional and provincial centres drive growth rather than Auckland and other cities.


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Household Items Causing you Harm

Your home is your sanctuary - the one place where you can relax, unwind, and forget about the troubled world outside. If you're not careful, however, your home can become contaminated and dangerous, through the introduction of household chemicals and other unsafe products. In order to make better decisions for yourself and your family, it's important to understand why these chemicals are dangerous and find safe working alternatives.



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Health Benefits of the Beach

The world is getting faster and more connected all the time, making it more important than ever to slow down and look after your health. As it turns out, spending time at the beach is one of the best ways you can look after yourself, with multiple studies highlighting the physical and mental benefits of time by the ocean. Not only does the beach promote happiness and general wellbeing, it's also a great way to relax, improve brain function, and help fight off infection.


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Plastic Pollution Planet

Plastic pollution is getting out of control, with landfills and oceans across the world clogging up with this highly toxic material. Because plastics don't break down like other man-made products, three-quarters of the stuff ends up as waste and only a small proportion is ever recycled or reused. While small efforts are being made to ban plastic bags in Australia and other western countries, much more needs to be done to address this huge and growing problem.


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> In This Issue...
1. Cash Rate Remains Stable
2. Average Property Values Flatten
3. Household Items Causing you Harm
4. Health Benefits of the Beach
5. Plastic Pollution Planet

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