Mortgage News May 28, 2018
Fed Reserve Keeps Eye on Inflation

All eyes are on the U.S as Federal Reserve Chair Janet Yellen considers slowing the pace of interest rate increases in order to tackle inflation. While markets are still expecting one more rate hike later this year in addition to the three already implemented since December, this may not happen if inflation remains persistently below its target level. New Zealand is experiencing similar conditions as inflation numbers fall substantially lower than Reserve Bank forecasts, with the construction of new homes the only area where price pressures remain solid.


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Government Divides $1 billion Housing Infrastructure Fund

The New Zealand Government has shared the $1 billion Housing Infrastructure Fund among five councils, with the majority of money going to the top half of the North Island. Auckland, Waikato, Hamilton and Tauranga will receive most of the funds, with money also allocated to projects in Queenstown. The fund was initially announced at the National Party's annual conference last year, with money used to pay for water and road infrastructure in high growth areas in an effort to accelerate the house building process.


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The Gentle Art of Sleeping

Good quality sleep is essential to wellbeing, with healthy sleep patterns one of the best ways to ensure a long and happy life. While sleep comes easy to some people, others struggle with insomnia and other sleep disorders that keep them awake for hours. New research suggests that most people benefit from a warm-up period before hitting the pillow, with sleep training no longer just a technique to get babies through the night. By managing the foods and drinks you consume during the evening and paying close attention to technology and other activities, everyone can have access to better quality sleep.


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The Danish Art of 'Hygge'

It doesn't matter where you live around the world, winter is a great time to enjoy your home and get cosy with the people that you love. The Danish people are so enamoured with the concept of cosiness that they have their own term for it - hygge. Defined as “a quality of cosiness and comfortable conviviality that engenders a feeling of contentment or well-being,” this word describes the simple pleasures that can make the winter period so satisfying.  


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The Physical Internet

Over three billion people use the Internet on a regular basis, with 46,000 gigabytes of data pulsing through cables each and every second. While the Internet has been described as a network, a culture, or even a cloud of information - these abstract concepts hide a simple and very physical reality. Behind the romance of instantaneous communication and free information, the Internet relies on a bunch of cables and data exchanges that criss-cross the globe.


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> In This Issue...
1. Fed Reserve Keeps Eye on Inflation
2. Government Divides $1 billion Housing Infrastructure Fund
3. The Gentle Art of Sleeping
4. The Danish Art of 'Hygge'
5. The Physical Internet

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