Mortgage News October 21, 2018
OECD's Warning to New Zealand

The OECD (Organisation for Economic Development) has released its latest report card on New Zealand, including a warning of economic vulnerability in the face of high Auckland house prices. While the wider New Zealand economy was praised to some extent, calls were also made for additional foreign investment, new debt-to-income limits, increased labour productivity, and increased housing stock in the wake of stubborn house prices. 


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Housing Supply Up in New Zealand

Housing supply is on the rise across New Zealand, as increased stock and slowing conditions in Auckland send ripples across the country. Auckland, Wellington, Waikato, and the Bay of Plenty all recorded an increase in housing stock in May, with a corresponding fall in demand leading to cooler market conditions. Despite new and much-needed housing stock hitting the market, however, long-term attempts to boost housing supply did suffer a setback as building consents declined over April.


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Should you be worried about household chemicals

A number of potentially dangerous chemicals may be residing around and under your kitchen sink, with the average household likely to contain around 62 toxic chemicals in cleaning products, food packaging, and other common household items. From phthalates and triclosan through to ammonium compounds and chlorine, is there any reason to worry about toxic exposure in the home or should we all relax and assume that appropriate safety regulations are in place?


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Looking After your Neurotransmitters

Neurotransmitters are chemical messengers used by the brain to communicate with itself and other organ systems in the body. While these essential biological ingredients operate automatically and are largely ignored, they are responsible for regulating almost every function of human life. Your neurotransmitters affect all elements of cognitive and physical performance, meaning they have a huge influence on mental ability, emotional state, sleep patterns, weight regulation, and pain perception among other things.


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Mankind May Have Come From Europe, Not Africa

According to a bold new conclusion, the last common ancestor we shared with chimps may have come from Europe rather than Africa. While East Africa is generally assumed to be the birthplace of mankind, this new study links our origins to ancient European apes discovered through Greek and Bulgarian fossils. Even though these findings are controversial, at the very least, the new evidence does cast earliest hominins from Africa in a new light.


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> In This Issue...
1. OECD's Warning to New Zealand
2. Housing Supply Up in New Zealand
3. Should you be worried about household chemicals
4. Looking After your Neurotransmitters
5. Mankind May Have Come From Europe, Not Africa

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