Mortgage News May 28, 2018
Westpac Increase Mortgage Rates

Westpac has widely matched earlier moves made by ANZ by increasing mortgage rates in New Zealand across a range of fixed contracts. Announced just days before the latest Reserve Bank announcement that left the official cash rate steady at 1.75 percent, changes by Westpac were made effective on Thursday, May 11, 2017.  While many short-term rates at Westpac are now higher than average, it retains a market-leading position for 5-year terms at 5.59 percent, the same as HSBC. Despite rising rates, equivalent term deposit rate increases have not been announced.


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Wellington Prices Continue to Rise

The real estate market in New Zealand continues to evolve, with Wellington house prices increasing dramatically over the last year as the Auckland market continues to cool. While the biggest city in New Zealand is still the most expensive, house price gains continue to slow in previous hot spots across the city and regional areas like Tauranga. The market is not in decline everywhere, however, with locations such as Rotorua, Christchurch, and Wellington leading the charge in terms of price growth.   


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Becoming a Minimalist

In a busy modern world driven by consumption and greed, minimalism can be a valid and inspiring alternative. While the concept of minimalism means different things to different people, it can basically be understood as a pared-down aesthetic or lifestyle that attempts to do more with less. By intentionally trying to live with only the things that really matter, minimalists try to live a clear and sustainable existence that provides freedom from the mania of modern living.


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Common Headaches and their Causes

Headaches are a big problem for many, with over half the world's population experiencing this common neurological condition each year. From tension headaches and migraines through to chronic and cluster headaches, there are more than 100 different ways that your head can hurt. Headaches have the potential to cause emotional distress and ruin lives, so it's important to find out what type of headache is causing you pain so you can find appropriate treatment.  


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The End of Television

The place of television at the centre of the family home is being threatened, as more and more people favour personal digital devices over the communal nature of TV. According to a new study by Accenture, there has been a steep decline in the popularity of TV over the last few years, with Australians ahead of the curve when it comes to new viewing habits. With Internet speeds growing across the world and online services such as Netflix getting more popular all the time, traditional TV networks are starting to feel the pinch. 


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> In This Issue...
1. Westpac Increase Mortgage Rates
2. Wellington Prices Continue to Rise
3. Becoming a Minimalist
4. Common Headaches and their Causes
5. The End of Television

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