Mortgage News February 19, 2018
Income-Based Lending Restrictions Possible

New income-based lending restrictions are a definite possibility according to the Reserve Bank of New Zealand's (RBNZ) two most senior officials. Speaking at a media conference on the bank's six-monthly financial stability report, Governor Graeme Wheeler and Deputy Governor Grant Spencer brought up the possibility of a new macro-prudential control scheme to stem the tide of house price inflation.


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House Prices Drop While Volumes Rise

House prices have dropped slightly across New Zealand, with Auckland, Wellington, and Hamilton just some of the centres to see a decline in property value. The situation differs widely across the country, however, with some regional areas experiencing record price highs and strong sales volumes. According to figures from the Real Estate Institute of New Zealand (REINZ), sales volumes went up 12.8 percent nationally in April, with some commentators worried about tight Auckland conditions spreading into surrounding regions. 


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How to think like an Interior Designer

While the experts usually know best, not everyone has the money or desire to hire a professional interior designer. Luckily - there's a lot you can do on your own terms, especially if you're prepared to get organised, mix things up, and embrace innovation. By stepping out of your comfort zone and learning to think like an interior designer, you can make your home surpass your wildest expectations.


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World’s First Microbiome Study

The world's first microbiome study has just been released, with the Flemish Gut Flora Project identifying 69 factors linked to gut flora composition and diversity. Set to be published in the leading academic journal Science, these results will provide important information for future disease research and clinical studies. Gut flora is an important component of human health, with this project investigating key links between diet, lifestyle, and gut flora composition. While people are becoming more aware of the importance that the gut plays in human health, this is the first study to comprehensively link gut health with diet and lifestyle choices.


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Secret Plans to Harness Fusion

Secret plans are under-way to harness fusion, with tech billionaires and private energy companies looking for a cheaper and cleaner way to power the world. While the holy grail of energy production has long been the domain of government projects, private investment is helping the industry enter exciting new territory. Even though general fusion is seen as a long-shot by many, even the slimmest chance of developing working fusion is too good to ignore for many cashed-up investors.


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> In This Issue...
1. Income-Based Lending Restrictions Possible
2. House Prices Drop While Volumes Rise
3. How to think like an Interior Designer
4. World’s First Microbiome Study
5. Secret Plans to Harness Fusion

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