Mortgage News February 19, 2018
Moody's Report on New Zealand

International credit rating agency Moody's is increasingly concerned about the fate of the housing market in New Zealand, saying that conditions "closely resemble" those in Spain, Ireland, and the US before their respective housing market crashes. With New Zealand among one of a few high income countries most exposed to a housing downturn, care needs to be taken now to mitigate against the risks of rapid house price rises and unsustainable household leverage. Despite the countries robust banking system, a significant market correction could have a huge impact on the wider New Zealand economy.


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Property Market Conditions Across Three Cities

Westpac economists recently produced a detailed report into housing market conditions across New Zealand, with the countries' three major centres each facing unique problems and challenges. While housing affordability and market pressures due to population growth are more obvious in the heated Auckland market, Wellington and Canterbury are also facing issues with housing supply and reduced building activity.


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Bringing the Outside Inside

Whether you live on a mountain top or in the middle of a big city, the natural world manages to refresh and rejuvenate us every single day. The elements of earth, air, water, and sunshine bring balance to our busy modern lives, making us feel connected, inspired, and more at peace with the world around us. Modern interior design has become increasingly enchanted with the outside world, as people learn to create beautiful homes by listening to nature and bringing the outside in.


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Could DNA Repair Reverse Ageing

An international team of scientists have identified an important step in how our cells repair damaged DNA. The critical discovery of a vitamin called NAD+ could lead to the development of new drugs to treat cancer and other diseases, with DNA repair activities capable of reversing the ageing process. Human trials of this new therapy are set to begin in Boston over the next six months, as scientists attempt to create new drug treatments and NASA look to manage the risks of cosmic radiation.


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Pets Around the World

While dogs and cats are the undisputed leaders of the pet world, lots of other animals are also capable of being loved and domesticated. From fluffy bunnies and guinea pigs through to snakes, birds and tortoises, each culture develops its own favourite animal companions. Lifestyle differences and historical factors both influence a pet's regional popularity, with the dispersion of pets around the world offering a fascinating insight into humanity.


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> In This Issue...
1. Moody's Report on New Zealand
2. Property Market Conditions Across Three Cities
3. Bringing the Outside Inside
4. Could DNA Repair Reverse Ageing
5. Pets Around the World

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