Mortgage News December 06, 2019
Proposed Kiwisaver Tax Changes

Proposed changes to KiwiSaver have been designed to redistribute wealth across New Zealand, with the Tax Working Group working on new initiatives to boost savings for low and middle income earners while reducing them for higher income earners. People earning up to $70,000 a year are likely to see benefits under the proposal, most of which will outweigh the extra taxation. Despite these intentions, not everyone is on-board with the proposals, with some critics warning of new complications and unintended consequences. 


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House Sales Slump

Property sales volumes continue to drop across New Zealand, with the housing market downturn leading vendors and investors to take a ‘wait and see’ approach. Sales volumes were very weak in February results, at a time when the market is usually running hot. Auckland is leading the downturn, with New Zealand's biggest real estate market recording its lowest number of sales in any non-January month since 2010. There are many reasons for the current level of caution, including growing uncertainty around Capital Gains Tax reforms, unrealistic price expectations, and a more difficult lending environment.


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How to Stop Using Plastics

Plastic is absolutely everywhere, with plastic bottles, bags, and packaging posing a very real threat to marine life and sensitive global ecosystems. Due to its extreme durability, plastic products last for centuries and often end up in landfill or floating around in the ocean. Despite efforts being made to reduce plastics by eliminating single-use plastic bags, there is still so much we can do as individuals to reduce our plastic consumption and become part of the solution rather than the problem. 


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Technology Predictions That Will Never Happen

The introduction of new technologies has a huge effect on the world, with mechanisation, computerisation, and the Internet changing every aspect of global culture. As forward-thinking humans, we like to make predictions about possible new technologies and how they will shape the world around us. While science fiction books and futurologists have made some very accurate predictions, there are lots of other examples that were way off the mark. From hoverboards and jetpacks through to teleportation and free energy devices, let's take a look at some tech predictions that are unlikely to ever happen.


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The Health Impacts of Eating Less Meat

This article is part two of a two part discussion. What we eat has a huge effect on our personal health and the health of the entire planet. With obesity on the rise across the western world and many people struggling to meet their diet and exercise goals, perhaps there's an easy way to improve our health and well-being. According to a new report published in The Lancet, eating less meat is crucial if we want better environmental outcomes and improved personal health. We have already looked at the environmental angle of this report in part one of this article, now let's analyse this important issue from a health perspective.


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> In This Issue...
1. Proposed Kiwisaver Tax Changes
2. House Sales Slump
3. How to Stop Using Plastics
4. Technology Predictions That Will Never Happen
5. The Health Impacts of Eating Less Meat

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