Mortgage News May 28, 2018
Bank Capital Levels Reviewed

The Reserve Bank of New Zealand (RBNZ) recently announced a review of bank capital requirements, with current capital standards analysed with a view to making potential improvements. This process aims to ensure a high level of confidence in the solvency of the banking system while avoiding unnecessary economic inefficiency. The RBNZ will release an issues paper in April before consulting with the banks and the public on any proposed changes to the capital framework.


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Rents Across the Country

With rising house prices always in the news, it's easy to forget about the state of the rental market in New Zealand. Migration-fuelled population growth and insufficient housing supply levels also affects renters, as median weekly rentals reach record highs across the country. According to new figures released by interest.co.nz using data from Tenancy Services, the national median rent for newly tenanted properties reached $400 for the first time in February.


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How to Balance your Hormones

Hormones have a huge effect on health and wellbeing, with an imbalance of these chemical messengers linked to a wide range of physical and psychological problems. Involved in everything from growth and metabolism through to mood and reproduction, life can be hell when your hormones are out of whack. If you want to avoid the weight gain, lack of energy, and mental confusion that often accompany haphazard hormones, it's important to pay attention to your lifestyle and regulate your hormones in a natural and sustainable way.


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How your Home affects your lifestyle

In the busy, cluttered, and often chaotic modern world, your home represents a place of peace and tranquillity. While it provides shelter and warmth first and foremost, your home is much more than a simple place to escape from the elements or store your personal belongings. Your home affects your daily rhythm, your lifestyle, even your mood - acting as a microcosm for the rest of the world and providing you with the space you need to expand and grow. 


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Snapchat and the New Economy

After months of rumour and speculation, photo-sharing app Snapchat has filed documents for its Initial Public Offering (IPO) - estimated at between $20 and $25 billion. Despite being a household name, amazingly, Snapchat has yet to make a single dollar in profit, losing over $500 million in 2016 and over $300 million the year before. Offering a free service with no assets and a huge discrepancy between revenues and value, Snapchat represents the changing face of a new and very different economy.


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> In This Issue...
1. Bank Capital Levels Reviewed
2. Rents Across the Country
3. How to Balance your Hormones
4. How your Home affects your lifestyle
5. Snapchat and the New Economy

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