Mortgage News December 06, 2019
Global Trade & the NZ Economy

The relatively small and isolated New Zealand economy is largely dependent on the rest of the world. Global trade conditions have become increasingly uncertain over recent months, with tariffs between the United States and China and Britain's divorce from the EU both having a negative impact on global sentiment. While favourable production conditions and strong commodity prices are great news for New Zealand farmers, the local economy continues to face a number of challenges.


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First Home Buyer Numbers on the Rise

First home buyers are on the rise across New Zealand, with new buyers enjoying a record share of mortgage money despite a recent drop in overall housing finance. According to figures from the Reserve Bank of New Zealand (RBNZ), national mortgage values were worth $5.371 billion in December 2018, which is $300 million more than a year ago and $850 million down from November. First home buyers made up 17.2 percent of the overall market with $924 million borrowed over the month, which is the highest level recorded since RBNZ started publishing data back in August 2014.


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Renewable Energy Around the World

When it comes to the design and implementation of renewable energy solutions, not all countries are created equal. From solar and wind power through to hydro and geothermal energy solutions, some nations are doing much more than others in the movement towards a low-carbon future. According to the Climate Council, Sweden is aiming to be the world's first 100 percent renewable country when it comes to electricity generation, with other ambitious green nations including Costa Rica, Nicaragua, Scotland, Germany, and Uruguay.


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World's Smallest Animals

For better and worse, humans have undoubtedly taken over planet Earth. Our use of tools and knack for self-awareness has given us an edge over the rest of the animal kingdom, to the point where many other species are under threat as the result of our existence. While our ability to learn, be creative, and solve problems is impressive and unsurpassed, a number of other species also show remarkable signs of intelligence. Let's take a look at the world's smartest animals and see how their intelligence differs from ours.


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The Environmental Impacts of Eating Less Meat

This is the first part of a two part discussion. What we eat has a huge effect on the world around us, with our diet closely linked with global farming practices and the health of environmental systems. With agriculture responsible for up to 30 percent of greenhouse gas emissions, and most of these emissions coming from red meat production, simple changes to our diet could have a huge impact on the world around us. According to a new report published in The Lancet, eating less meat is critical if we want better personal health and improved environmental outcomes. Let's analyse the rather persuasive environmental argument, and leave the health argument to part two of this article.


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> In This Issue...
1. Global Trade & the NZ Economy
2. First Home Buyer Numbers on the Rise
3. Renewable Energy Around the World
4. World's Smallest Animals
5. The Environmental Impacts of Eating Less Meat

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