Mortgage News December 06, 2019
Rich Kiwis Getting Richer

The richest people in New Zealand continue to get richer, with the collective wealth of the country's two billionaires increasing by NZ$1.1 billion at the same time as the poorest 50 percent of the population decreased their wealth by NZ$1.3 billion. The growing gap between the rich and poor was illustrated in an Oxfam report entitled 'Public Good or Private Wealth', which the non-profit organisation release each year as a way to highlight growing wealth inequality during the World Economic Forum.


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Getting Healthier in Less Time

While everyone wants to be fitter and healthier, having enough discipline to reach your goals can be challenging. Rather than attempting 10,000 steps each and every day or trying to change your entire diet, perhaps there's a faster way to get healthy without disrupting your daily life. From high intensity interval training (HIIT) through to intermittent fasting (IF), the new paradigm is based on dynamic changes that stretch important cellular repair processes and imitate natural cycles.


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Market Slow but Getting Busier

New Zealand housing values have grown at their slowest rate since 2012, especially in the heated Auckland market where a negative growth rate has been recorded. The country is unlikely to suffer the same steep drops as Australia, however, with the average nationwide value still managing to hit a fresh high in December 2018 of $682,938. In fact, a busy start to 2019 has been predicted by some experts, thanks in part to more relaxed loan-to-value ratio (LVR) lending rules and competitive economic conditions.


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White Noise for Your Home

The sound of silence may not be what it seems, with white noise allowing us to enjoy the peace and tranquillity of natural environments in any location. If you've ever turned on a fan to enjoy a sleep-in or spent time camping next to a wandering creek, then you'll understand just how Zen white noise can be. While these analogue noise sources are still available, white noise apps are making it easier than ever before to tune out the world and enjoy the real sound of silence.


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The Wonders of Being Bored

With Christmas over, school holidays here, and people getting back to work, sometimes it seems like boredom is the enemy. According to a new study from the University of Waterloo in Canada, however, boredom can be a wondrous state that's full of potential for new and amazing things. While the negative feelings that often accompany boredom are there for a reason, you can learn to see it as a call to action rather than a reason to get anxious or depressed.


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> In This Issue...
1. Rich Kiwis Getting Richer
2. Getting Healthier in Less Time
3. Market Slow but Getting Busier
4. White Noise for Your Home
5. The Wonders of Being Bored

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