Mortgage News February 19, 2018
Benefits of Ketogenic Diet

The ketogenic diet has become extremely popular over the last few years, with this low-carb diet also known as the keto diet, low carb diet, and low carb high fat (LCHF) diet among other names. While this diet is used in medicine primarily for the treatment of difficult-to-treat epilepsy in children, it has also become widely associated with weight loss and disease prevention. According to a new study published in the journal Science, the ketogenic diet could even be used to slow down the ageing process.


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Maximalism in the Modern Home

The days of minimalism in interior design may finally be coming to an end, with home-owners demanding more colour, extra vibrancy, and a greater degree of individuality in their living spaces. Maximalism can be defined as decorating with lots of stuff, with designers in 2018 getting excited again about things like colour combinations, mismatching styles, and good old-fashioned personality. Let's take a look at the state of maximalism in the modern home and see how you can spice up your interiors in 2018.


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The Future of Flying

The aviation industry is expanding around the world, as advancements in technology continue to push air travel into exciting new directions. Because new planes are expensive to build and designed to stand the tests of time, the pace of innovation we are witnessing today is only seen once every couple of decades. From electric propulsion and satellite navigation through to long-haul services and supersonic aircraft, let's take a look at some of the trends likely to dominate the aviation industry over the next few years.   


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Mortgage Market Trends in 2017 & 2018

New Zealand's banks stayed strong in 2017, with the five main banks managing to keep hold of market dominance while fending off challengers and holding on to higher interest rates. Reserve Bank data showed a slight jump in mortgage rates over the year, as the country said goodbye to historic lows with much less oomph than expected. Average fixed-rate loans rose between 11 and 17 basis points between December 2016 and October 2017, with a similar situation likely in 2018 as most analysts expect small rate rises rather than big jumps.


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Listings Slump Across New Zealand

New property listings slumped across New Zealand in December, with sales volumes also low despite a high level of total housing stock. Slower market conditions have yet to reverse prices, however, with the average national asking price reaching an all-time high and median prices also holding up across much of the country. According to many analysts, the lack of urgency has made Auckland a "buyers' market" for the first time since 2011, a situation that could spread around the country if conditions stay cool over summer.


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Work from Home Trends in 2018

Working from home is having a moment, with the number of telecommuting and freelance workers increasing dramatically over the last few years. There are many reasons for this increase, including access to faster telecommunications networks, more flexible working conditions, changing family dynamics, and cities choked with traffic. As workers across the Western world increasingly look to forgo traditional job sites in favour of virtual desks, let's take a look at some of the trends to look out for in 2018.


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How to Keep Your New Year's Resolutions

New Year's resolutions are notoriously difficult to keep, with unrealised goals often leading to feelings of guilt and shame as the months roll by. In order to avoid this cycle of failure and regret, it's important to take a long hard look at your life and come up with a realistic plan that matches your intentions with the outcomes you desire. Imagination plays an important role in this process, both in setting your goals and in working out the specific changes necessary to create the life you want.


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World's Most Expensive Alcohol

Alcoholic beverages are widely appreciated, having been consumed across the world throughout history for religious and recreational reasons. While most of us are content drinking inexpensive beer and wine products made for the masses, a wide variety of luxury alcohol is also available for those who can afford it. From rare bottles of wine and whisky through to extravagant cocktails with matching price tags, let's take a look at the world's most expensive alcohol products and take a sneak peak at how the other half live.


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> In This Issue...
1. Benefits of Ketogenic Diet
2. Maximalism in the Modern Home
3. The Future of Flying
4. Mortgage Market Trends in 2017 & 2018
5. Listings Slump Across New Zealand
6. Work from Home Trends in 2018
7. How to Keep Your New Year's Resolutions
8. World's Most Expensive Alcohol

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